I was under the assumption that a "silver charm" would actually be silver. I was surprised to find out that it was only silver in color, and the actual charm was pewter. It was cheap enough, that it was not worth the time to dispute it, so I let it go. I'd strongly recommend reading all fine print!
Merchant Response:Dear Doug,
We are sorry that you were disappointed of the merchandise because it wasn't made of silver. However, the product description says the following "The charm is made of nickel-free pewter". Next time we will made sure to name the merchandise in the way so it's not so confusing. Sorry!